Student credit card explained : Achieve your financial goals
Introduction
Today we are going to talk about credit card which can work as an asset in your life, it can teach you a lot about money, credit card can be very beneficial for you if you know how to use its right power. There is both negative and positive side which we will talk about further so guys lets start i am very excited to tell you about credit cards. 
Which credit card is best for students ?
How to save money from credit card ?
How to minimise our expenses ?
How to increase credit score fast ?
How to use credit card as an Asset ?
These are the basic questions that come to everyones mind before taking a credit card.
Best credit card for students in 2024:
1.IDFC FIRST BANK STUDENT CREDIT CARD
- No Annual Fees.
- Best is save 1.5% cashback in every transaction.
- If you are interested in reading books or buy online courses then it gives you a huge discount.
2.HSBC SMART VALUE CREDIT CARD
- 10k reward points on first transaction within 60 days.
- Save upto 1% on every fuel transaction.
- Example: if you need a laptop but you dont have money then they are interest free EMIs option within min 3 months to max 24 months.
3.RBL BANK POPCORN CREDIT CARD FOR STUDENTS
- if you are fond of watching movies, this card is best for you get upto ₹200 off on a movie ticket every month.
- Earn 10% cashback of any ott platform.
- No Annual Fees.
4.KOTAK 811 #DREAM DIFFERENT CREDIT CARD
- Zero Annual Fees
- Quick Approval process , especially if linked to a kotak 811 saving account.
- Earn 4 reward points against ₹100 of online spends.
5.HDFC MONEY BACK CREDIT CARD
- 2 cash points per ₹150 spends
- Save 15% upto premium restaurants.
- Low Annual Fees.
There are 5 credit card cards where you choose the best one for you and save the money. You will apply for credit card online or offline. In future, if you have to take a loan then you will get less interest from credit card. We are learnt money management, cash flow , budgeting or interest rates from credit cards . Use credit card to become financially free.
Important points to use credit card as an asset to increase your cash flow and living a financially free life:
- Whatever you spend on your credit card, pay it before time so that your credit score will increase. I would suggest use less than 50% of your credit card limit.
- Use your credit card for small purchases or only in case of an emergency so that you can avoid high interest and maintain cash flow.
- You can use credit card to increase your business cash flow and take advantage of business reward and tax deduction.
- Use credit card for planned expenses while managing your overall budget efficiency.
If you have any questions or want more tips on how to manage your student finances , drop a comment below or reach out to me at crazy invester !